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Broaden your exposure with 500+ ETFs across asset classes and fund companies, available commission-free online throughSchwab ETF OneSource.

Schwab ETFsinclude both market cap index ETFs and Fundamental Index® ETFs, two different ETF methodologies that can work well together. For broader diversification, consider using both when building your portfolio.

Consider professional management of your ETF investments.

Automated investing with human help when you need it.  Our robo-advisor builds, monitors, and automatically rebalances a diversified portfolio based on your goals. Plus, add our premium service for planning and unlimited 1:1 guidance from a CERTIFIED FINANCIAL PLANNER professional.

Get professionally managed portfolio of ETFs at a competitive price, with ongoing advice from a Schwab investment professional. $25,000 minimum.

Learn more about our professionally managed ETF strategies, composed primarily of ETFs that seeks to capture much of the growth in rising markets while attempting to reduce exposure in declining ones. $100,000 minimum for brokerage/IRA accounts.

Learn more about ETFs by using ourlearning centerand our comprehensive research tools and reports.

Find and compareup to three ETFs at once using our extensive ETF research and helpful screeners to compare cost, quality, holdings and performance.

Use ourPersonalized Portfolio Builderto create a diversified portfolio based on your investment preference, mutual funds or ETFs, risk profile, and initial investment.

View chartsto see the funds benchmark performance, fund strategy details, and Morningstar style and ratings.

Watch the video or read below for answers to the top five questions you should ask before investing in ETFs.

So youre thinking about investing in an exchanged-traded fund.  Youve decided on the asset class you want to invest in, and you found a few ETFs that could be right for your portfolio, but how do you know which of those ETFs is the right ETF for you?  Start by asking yourself these five important questions about any ETF youre considering.  Lets take them one-by-one.

First, whats the expense ratio?  When youre choosing an ETF cost is an important factor.  The expense ratio is the percentage of fund assets that are deducted every year to cover management fees.  Check to make sure that your ETF has an expense ratio thats low compared to other funds in the same category.

Question 2:  What will you pay in trade commission?  Trade commission is the second part of the cost equation.  Its the fee you pay every time you buy or sell an ETF.  Look for a low commission or no commission at all, if possible.

Question 3:  Whats the bid/ask spread?  The bid/ask spread is another cost.  This is the difference between the ETFs bid price, which is the price a buyer is willing to pay for a share, and its ask price, which is the price a seller is willing to accept for a share.  Often, the more an ETF is traded, the smaller the bid/ask spread, and the smaller the bid/ask spread, the more of your money goes to the actual investment, which is better for you.  Look for a spread of just a few pennies.

Question 4:  What are the funds total assets under management?  Youve considered the cost of your ETF.  Now, look at the quality.  Assets under management refers to the amount of money thats already been invested in the ETF.  Its a pretty good indicator of the funds viability.  Schwabs experts prefer ETFs that have at least $20 million in assets, and, preferably, much more. In general, the more assets under management, the better.

Question 5:  How do the ETFs returns compare to its benchmarks returns?  What you want to see is the ETFs performance tracking closely to the performance of its benchmark over time.  If there are significant differences between the two sets of returns, it could mean that youre looking at a potentially riskier investment.

So those are our five questions.  Lets see how asking them can help you decide between two similar ETFs from the same asset class.  Well take two hypothetical ETFs and ask whats the expense ratio, the trade commission, the bid/ask spread, what are the assets under management, and how well do its returns track to the benchmark?  While this is a simple example, working through these five questions really can help you see which ETF might be a better pick.

Ready to find the ETF thats right for your portfolio?  Schwabs ETF evaluation tools are a great place to start.  Youll find them /ETFTools.  And if you need help as you choose the right ETF for you, just call us at.

Open an account at Schwab today to start saving on ETFs.

1. Conditions Apply: Trades in ETFs available through Schwab ETF OneSource™ (including Schwab ETFs™) are available without commissions when placed online in a Schwab account. Service charges apply for trade orders placed through a broker ($25) or by automated phone ($5). An exchange processing fee applies to sell transactions. Certain types of Schwab ETF OneSource transactions are not eligible for the commission waiver, such as short sells and buys to cover (not including Schwab ETFs). Schwab reserves the right to change the ETFs we make available without commissions. All ETFs are subject to management fees and expenses. Please seeCharles Schwab Pricing Guidefor additional information.

Investors should consider carefully information contained in the prospectus or, if available, the summary prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling Schwab at . Please read theprospectuscarefully before investing.

Investment returns will fluctuate and are subject to market volatility, so that an investors shares, when redeemed or sold, may be worth more or less than their original cost. Unlike mutual funds, shares of ETFs are not individually redeemable directly with the ETF. Shares of ETFs are bought and sold at market price, which may be higher or lower than the net asset value (NAV).

Charles Schwab & Co., Inc. receives remuneration from certain thirdparty ETF companies participating in Schwab ETF OneSource™ for record keeping, shareholder services, and other administrative services, including program development and maintenance. Participating firms also may make additional payments for other ETF-related opportunities, such as education and events, and reporting.

Diversification does not eliminate the risk of investment losses.

Schwab ETFs are distributed by SEI Investments Distribution Co. (SIDCO). SIDCO is not affiliated with Charles Schwab & Co., Inc. Learn more at /SchwabETFs.

Charles Schwab Investment Management, Inc. is the investment advisor for Schwab ETFs and an affiliate of the Charles Schwab Corporation.

Schwab is a registered trademark of Charles Schwab & Co., Inc. Fundamental Index is a registered trademark of Research Affiliates, LLC.

Schwab Intelligent Portfolios® and Schwab Intelligent Portfolios Premium are made available through Charles Schwab & Co., Inc. (Schwab), a dually registered investment adviser and broker-dealer.  Portfolio management services are provided by Charles Schwab Investment Advisory, Inc. (CSIA).  Schwab and CSIA are subsidiaries of The Charles Schwab Corporation.

Portfolio Management for the Schwab Managed Portfolios is provided by Charles Schwab Investment Advisory, Inc. (CSIA), a registered investment adviser and an affiliate of Charles Schwab & Co., Inc. (Schwab).  Both CSIA and Schwab are separate entities and subsidiaries of The Charles Schwab Corporation.

Portfolio Management for the Windhaven Strategies is provided by Windhaven Investment Management (Windhaven), a division of Charles Schwab Investment Advisory, Inc. (CSIA).  CSIA is a registered investment adviser and an affiliate of Charles Schwab & Co., Inc. (Schwab).  Both CSIA and Schwab are separate entities and subsidiaries of The Charles Schwab Corporation.

The Charles Schwab Corporation provides a full range of brokerage, banking and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (member SIPC), offers investment services and products, including Schwab brokerage accounts. Its banking subsidiary, Charles Schwab Bank (member FDIC and an Equal Housing Lender), provides deposit and lending services and products. Access to Electronic Services may be limited or unavailable during periods of peak demand, market volatility, systems upgrade, maintenance, or for other reasons.

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